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Prefab ADU vs. Stick-Built ADU in San Diego
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ADUs San Diego

Exciting new homes

San Diego aggressively promotes Accessory Dwelling Units (ADUs) to increase housing, allowing at least one detached ADU and one Junior ADU (JADU) on most single-family and multifamily lots, with no maximum size limit for conversions. New 2026 regulations allow ADUs to be sold separately as condominiums, and a "bonus program" permits extra units in exchange for affordability restrictions.Key ADU Regulations in San Diego (2026)Types Allowed: Detached, attached, and Junior ADUs (JADUs, up to 500 sq ft within an existing home).Size Constraints: Generally, up to 1,200 sq ft for detached/attached; however, conversions of existing space are not limited to this maximum.Setbacks: Generally, 4-foot side and rear setbacks, though 0-foot is allowed for certain conversions.Parking: No parking is required for ADUs in most cases, particularly within transit areas.Condo Conversion: New rules allow for the separate sale of ADUs from the primary residence.Financing and DevelopmentSan Diego Housing Commission (SDHC) Loan: Offers an ADU Finance Program with construction-to-permanent loans up to ($250,000) for eligible homeowners.ADU Bonus Program: Incentivizes affordable units by allowing additional market-rate ADUs.Costs: While prices vary, new construction in Southern California generally ranges from ($300-$400) per square foot.Permitting: A building permit is required for all ADUs/JADUs.ResourcesCity of San Diego ADU Website: Provides detailed information, including the Coastal ADU webpage.County of San Diego ADU Handbook: Offers guidance for unincorporated areas.Note: The ADU Fee Waiver Program for the County of San Diego ended on January 9, 2024.

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